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WHAT FINANCIAL RESOURCES ARE AVAILABLE?

March 20, 2020 Federal COVID-19 Business Update | Financial Resource Highlights

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‍LOANS & GRANTS

Federal Small Business Administration Loans Now Live in Michigan!
Our Advice: Apply online if you are interested, even if you aren’t sure you are eligible. Even a denial could open up opportunities for other funding later.

State Loans and Grants Available on or Around April 1
Our Advice: Stay tuned to the website above and submit your contact info to MEDC to let them know you want updates about this program!

For even more information, click here.

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UNEMPLOYMENT ASSISTANCE EXPANDED OPTIONS FOR COVID-19

Employers have several options available for downsizing their workforce. You may have heard about the Work Share Program and Temporary Leave Designation offered by the UIA. Access to these programs has been expanded in response to COVID-19 and we’ve provided brief summaries below.

This summary from the State of Michigan provides an outline of these options as well:
State of Michigan Guidance to Employers Contemplating Potential Layoffs – 3.18.20

Expanded Benefits for Workers Impacted by COVID-19

WorkShare Program
Our Advice: If your business can afford it, this is an option to reduce an full time employees’ hours so they can collect partial unemployment.

Temporary Leave vs. Termination
The State’s Advice: If you cannot afford to keep employees, instead of terminating them, the state recommends you place them on temporary leave. This gives Michigan more access to resources to provide support for a longer period of time.

For even more information, click here.

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WHAT BUSINESS RESTRICTIONS ARE CURRENTLY IN PLACE?

Executive Order 2020-21 was issued on March 23. It includes the temporary requirement to suspend activities that are not necessary to sustain or protect life. For more information and a section of FAQs, click here.

Executive Order 2020-20 was issued on March 21. It extends restrictions on several business types to April 13 and specifically includes "non-essential personal care businesses" in the restrictions. Order 2020-20 reaffirms the temporary closures of places of public accommodation such as bars, restaurants, and fitness studios that were included in the original order.

Definition of non-essential personal care services: includes but is not limited to hair, nail, tanning, massage, traditional spa, tattoo, body art, and piercing services, and similar personal care services that require individuals to be within six feet of each other. This does not include services necessary for medical treatment as determined by a licensed medical provider.

Businesses subject to this order must follow the following standards:

- Limit of five members of the public in the establishment at one time for the purpose of picking up food or beverage orders

- Individuals must be at least six feet apart from one another while on premises

Large assemblages including over 50 people are prohibited beginning on March 17, 2020 and continuing through April 5, 2020.

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GUIDANCE FOR ESSENTIAL BUSINESSES OPERATING DURING THE COVID-19 PERIOD

Health Division Extends Orders to Protect Essential Employees and Businesses to Control COVID-19 Outbreak
Health Order For Staff Screening at Essential Businesses (protocols these businesses must follow)
Staff Screening Checklist
Fact Sheet on Cleaning and Disinfecting
Fact Sheet on Social Distancing

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WHAT TYPES OF OUTREACH & MARKETING IS THE CITY DOING?

Ferndale Downtown Development Authority

Shop Small – Shop Safe Campaign

• Free Curbside Parking
• Social Distancing Bingo
• Updated list of Dining and Grocery Options

Downtown Ferndale Facebook Page

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FERNDALE BUSINESSES IN THE NEWS

WDIV Click on Detroit - Michigan brewery, distillery team up to make hand sanitizer amid coronavirus (COVID-19) outbreak    

Crain’s Detroit - 10 things you CAN do this weekend: March 20-22 (Features Social Distancing Bingo as #1!)

WWJ– Ferndale Tries Out Social Distancing Bingo

EaterDetroit – Metro Detroit Restaurants and Bars Roll Out Beer and Wine Delivery (Features: the Emory, Loving Touch, WAB, Brooks Brewing, and the FerndaleProject)

Crain’s– Eastern Market Brewing to Launch Beer Delivery as Virus Threatens to CrippleCraft Brewers

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WHERE CAN I FIND ACCURATE NEWS & UPDATES?

Get Text Alerts from Oakland County

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To receive the Oakland County COVID-19 Vaccination Newsletter, register your email address at www.oaklandcountyvaccine.com or text OAKGOV COVID to 468311.

State of Michigan
Confirmed Cases & Latest News
Executive Orders & Directives
Press Releases

Oakland County
Oakland County Media Center
One Stop Shop Business Resource Center- Coronavirus

Ferndale
City of Ferndale - COVID-19 Business Resources Page
Closures, Hours, and Changes to Protocol
COVID-19 News & Updates

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Contacts

State of Michigan

Michigan Economic Development Corporation: 888.522.0103
Michigan Small Business Development Center, Southeast Region: SBDCSoutheast@emich.edu or 734.487.0355
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Oakland County

Oakland County – One Stop Shop Business Center: smallbusiness@oakgov.com or 248.858.0783

City of Ferndale
businessvm@ferndalemi.gov
248-336-4156
Ferndale Area Chamber of Commerce – Joy Wells, joy@ferndalechamber.com 248.542.2160

The City of Ferndale, Ferndale DDA, and Ferndale Area Chamber of Commerce have come together to better represent the needs of our business community and stay updated on loans, grants, and other support mechanisms as they become available. Our goal is to become a trusted source of information that helps you filter out the noise and focus on the resources that best suit your business. With information developing rapidly it is difficult to know what to do today, and what to plan for tomorrow. As this situation develops, we will work to streamline access to any federal, state, and local resources that become available for small businesses.